The Annuity Calculator is intended for use involving the accumulation phase of an annuity and shows growth based on regular deposits.
| End balance | $175,533.38 |
| Starting principal | $20,000.00 |
| Total additions | $100,000.00 |
| Total return/interest earned | $55,533.38 |
Additions at the beginning of each period (annuity due) earn one extra period of growth compared with additions at the end (ordinary or immediate annuity).