What Is This Tool?
The CC Generator creates test card numbers that pass the Luhn check for a chosen BIN. They are for developers testing payment form validation and are not real, usable cards.
What Can You Do With It?
Test that a checkout form validates card number formats. Fill demo data in a development environment. Learn how the Luhn checksum works.
How Does It Work?
The tool fills the remaining digits after the BIN with random numbers and calculates the last digit using the Luhn algorithm so the number has a valid format.
Key Benefits
Quickly creates format-valid test data. Runs instantly in the browser.
Limitations and Important Notes
Generated numbers are not linked to any bank account and cannot be used to pay for anything. Payment providers like Stripe offer their own official test cards; use those for full payment testing. Misusing card numbers for fraud is illegal.
Privacy and Security
Numbers are generated in your browser. If you use the BIN details feature, the BIN digits are sent to a public lookup service.
Real-World Example
With BIN 453201 and quantity 3, the tool outputs three 16-digit numbers starting with 453201 whose last digit makes the Luhn check pass. A form validator accepts the format, but a real payment fails.
Frequently Asked Questions
Can I buy something with these numbers?
No. They are random test numbers with no bank account behind them.
What is the Luhn check?
A simple checksum formula used to catch typos in card numbers.
What should I use to test real payments?
Use the official test card numbers published by your payment provider.
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How to use this tool
- Enter a BIN or choose the options shown.
- Set how many numbers to generate and any format options.
- Generate and copy the test numbers into your test environment.