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    What Is This Tool?

    The Interest Rate Calculator estimates the annual rate implied by a loan amount, monthly payment and term. It is for borrowers who know the payment but want to work back to the loan rate and total interest.

    Privacy and Security

    The numbers you enter in the Interest Rate Calculator (amount borrowed, monthly payment, term and so on) are calculated in your browser. They are not sent to or saved on Adobe IQ servers, and they disappear when you close the page.

    Related Tools

    Loan CalculatorAuto Loan CalculatorPayment CalculatorAmortization Calculator

    How to use this tool

    • Enter your amount borrowed and monthly payment.
    • Fill in the remaining fields of the Interest Rate Calculator.
    • Read your annual rate (apr) and total paid instantly.

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    All Calculators

    Interest Rate Calculator

    Works out the annual rate behind a loan when you know the payment, by solving the amortising formula.

    Result

    Annual rate (APR)
    9.24%
    Total paid
    $12,000.00
    Total interest
    $2,000.00
    Interest as a share of the loan
    20.00%